EMPLOYER & 3RD PARTY LIABILITY INSURANCE
The legal responsibility for occupational accidents that may occur in the workplace belongs to the employer. Employer's Liability Insurance covers the indemnities that may be claimed from the employer by the employees who are subject to the Social Insurance Law and who are bound to the employer by a service contract or their right holders, as well as the indemnity claims above and beyond the benefits provided by the Social Insurance Institution. In the event that a lawsuit is filed in relation to this insurance, court costs and attorney's fees are also included in the coverage.
RISKS THAT CAN BE INCLUDED IN THE COVERAGE WITH EMPLOYER'S LIABILITY INSURANCE
Occupational accidents occurring during the mass transport of workers to and from the workplace by a vehicle provided by the employer
Occupational accidents occurring during the time when the workers are not performing their main work as a result of being sent to another place by the employer for duty
Occupational accidents occurring outside the borders of the Republic of Turkey
Compensation claims arising from occupational diseases
Claims for moral damages
Subcontractors and trainees
Incidental construction works
Food poisoning
Private hospital expenses incurred in emergencies without the need for SSI referral
Personnel working within the scope of Employment Agency
3RD PARTY LIABILITY INSURANCE
As a result of an event occurring during the activities of the insured, in the event of death, injury, impairment of health and/or material damage and loss and damage to the property of third parties, the insured is covered within the framework of the legal liability of the insured and within the limits specified in the policy.
This coverage covers claims for damages and losses that may be claimed as a result of the insured's fault within the framework of the General Terms and Conditions of Third Party Liability Insurance.
Within the scope of Third Party Financial Liability, the following risks can be additionally included in the insurance coverage.
Liabilities arising from material and bodily damages that may be incurred by third parties as a result of fire, explosion, internal water and smoke
Liabilities arising from material and bodily damages that may be incurred by third parties during incidental construction works within the risk address
Lift Responsibility
Car Parking / Valet Responsibility
Moral Compensation Claims
Advertising Boards, Signboards
Food poisoning