Supplementary Health Insurance (SHI)
What is Supplementary Health Insurance?
The brief definition of supplementary health insurance is a health insurance that has been created for people covered by the Social Security Institution to benefit from health services more comprehensively and at affordable prices. Treatment expenses not covered by the Social Security Institution or exceeding the price limits can be met in the most advantageous way thanks to the Supplementary Health Insurance Supplementary Health Insurance, which is a state-sponsored health insurance in this respect, allows you to benefit from health services in a more functional way with outpatient and inpatient treatment opportunities. At the same time, it paves the way for you to receive a budget-friendly service at affordable prices.
Services Covered by Supplementary Health Insurance
Supplementary health insurance allows you to be examined 9/10 times a year (depending on the insurance company). You will have the opportunity to be examined easily for routine checks for minor illnesses or for more serious illnesses. You can also benefit from free analyses and laboratory services.
In inpatient treatment facilities, you can access a wide range of health services such as surgery, room and board, companionship, medication, intensive care and doctor follow-up. All these treatment costs are covered by insurance. Your insurance company covers the costs without taking any money out of your pocket, and if you have a disease that requires hospitalisation, both your budget and your health will be secured.
Advantages of Supplementary Health Insurance
The amounts of treatment expenditures that the SSI pays a certain part of, but still exceed the limit, are paid by the insurance, both helping your budget economically and eliminating the obligation to limit yourself while receiving health care.
Another advantage of supplementary health insurance is manifested in serious health problems. When you are faced with a longer and serious treatment process, accommodation and similar applications are also covered by the insurance.
Supplementary health insurance offers you the opportunity to create and determine the premium fees required by insurance companies in different ways according to the age group, health status and limits of the assurances required by the people who want to have insurance.
Anyone with SSI and not over the age of 69 can purchase this policy. The insurance policy of the newborn baby can be issued alone 14 days after birth.


Get Your Supplementary Health Insurance from Nen Insurance!
Get Your Supplementary Health Insurance from Nen Insurance! You can compare prices by getting the most advantageous offers for supplementary health insurance from Nen Insurance. In this way, you can have the most suitable health policy for yourself, and you can easily take out your insurance by getting a quote for supplementary health insurance prices instead of trying to reach separate insurance companies on your own.
Are Students Covered by SSI?
All students are covered by the Social Security Institution (SSI) until they are 24 years old because of their SSI-eligible mother or father. In the new application, only these people are required to inform the SSI that they are students with a simple letter from the student affairs department.
Is There an Age Limit? Can I Include My Baby in the Policy?
Anyone with SSI and not over the age of 60 can purchase this policy. An insurance policy can be issued for a new-born baby 14 days after birth.
Do I Have to Pay a Fee When I Visit the Hospital?
In accordance with your Special Terms and Conditions of the Policy, no payment other than TRY 15, which you are legally obliged to pay for doctor's examinations within the scope of SSI, is charged for your treatments covered by the policy.
Are Treatment Expenses Related to My Existing Diseases Paid?
Even if it is declared in this product, all kinds of health treatment expenses related to the complaints and diseases of the insured before the policy start date are not paid.
Are Medications Paid in the Policy? What is the Application for Continuous Medications?
No, medication coverage is not included in this policy.
Can this policy be used for treatment expenses abroad?
No, the policy is valid only within the borders of the Republic of Turkey.
Is There a Renewal Guarantee?
If you are Nen Insured without interruption, it is provided within the conditions to be determined as a result of the risk analysis assessment to be carried out provided that you continue insurance with the Supplementary Health Insurance product for 3 years, you are covered before the age of 50 and your average H/P ratio for the last three years is below 80%. Yes, there is a renewal guarantee.
If I pay my medical expenses myself, do you pay if I send the invoice to you?
No, reimbursement is not made in this policy.
